“Who is to blame for poverty?” That is possibly an unhelpful question, so put it in a God-centred way. Who is responsible for poverty? And the God answer is: “I am, you are, we are.” This is the “cross” solution: a unilateral acceptance that God has given us a challenge and a gift, and by being responsible we side with God in the only way we can: to end misery and extend his rule of love and joy.
Wesley put this in a practical and uncomfortable way:
“Every shilling which you needlessly spend… is, in effect, stolen from God and the poor.”